Loan Market – It’s Never Too Late…

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Loan Market - Jeanette KantJeanette Kant had been in her home for more than 25 years when she decided to reassess her mortgage. By then her children were grown and were keen to look at the property market for themselves. Jeanette suspected she had a bit more buying power, so she sought some help to see if this was true.

It was, significantly, she says. “Loan Market got us much better rates than before.” But more than that, her Loan Market broker Bruce Patten did it without any hassle for her. “It was really easy. We didn’t need to go to all the different banks; they did all the work for us, very efficiently, and very quickly.”

Jeanette didn’t actually change lenders; she just got a much better rate from the lender she’d always had her mortgage with. But she was also able to get her children, both first – time buyers, the same rate as herself, which will save them a lot of money in the long term, she says.

Too many people get sucked in by what’s advertised and the stress of having to compare one lender with another. A lot of people don’t even know they can haggle over rate or they don’t have the time, says Jeanette. “We’ve learnt over the years a lot of things we didn’t know when we were young and we’re trying to pass that on to our children. Brokers just have better buying power: they know the market; they know what’s a good deal. That’s their business.

If you’re not sure what to do, you should get help. A good broker is worth their weight in gold…and it doesn’t cost you a thing.”

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